A safe and defensive driver can still end up in a serious crash. According to data obtained from the Association for Safe International Road Travel (ASIRT), nearly 4.6 million people are hurt in motor vehicle collisions each year. Following a major accident, it is crucial that you are prepared to deal with insurance companies. Too many people inadvertently say things that undermine their ability to recover full and fair compensation. Here, our Stockton auto accident lawyer highlights five things that you should never say to an insurance adjuster after a serious car crash in California.
Avoiding Saying These Things to an Insurance Adjuster After a Car Accident
- “I’m Sorry”
There is never a reason to apologize to an insurance adjuster. The unfortunate reality is that your politeness could get taken out of context and used against you in the claims process. Any apology may be twisted by the insurance company and used to argue that you bear some responsibility for causing the crash.
- “I Might Be Partially At Fault”
California is a fault-based auto accident jurisdiction. As there is a comparative negligence standard, your settlement or verdict will be reduced if you are found partially at fault. Never admit to or accept partial fault. It is not your job to figure that out. A Stockton personal injury lawyer will assess the collision and help you determine the best approach.
- “I Feel Fine” or “Don’t Worry. My Injuries are Not that Bad”
Car accident injury compensation is based, in large part, on the severity of the victim’s injuries. By downplaying the severity of your injuries, you are reducing your own compensation. Do not make any statements about how you are feeling. Let your medical records do the talking.
- “Here is What I Think Happened”
Do not give opinions about the cause of a car accident to an insurance adjuster. Insurance companies want you to speculate about the crash so that they can find a way to pick your words apart and limit their own culpability. Never engage in any speculation. Once again, it is not your job to do so. There should be a comprehensive investigation of the auto accident.
- “I Don’t Have a Lawyer”
Insurance companies do not want injured victims to hire a car accident attorney. They are focused on limiting their own financial liability—which means denying your claim or settling it for less. After a serious car crash in Stockton, it is imperative that you consult with a top attorney.
Set Up a Free Case Review With a Car Accident Attorney in Stockton, California
At Redkey Gordon Law Corp, our Stockton car crash lawyer possesses the professional skills and proven legal experience to hold the big insurance companies accountable. Hurt in a crash? You do not have to navigate the system alone. Contact our law firm today to set up your free case review. We represent car accident victims in Stockton and around the wider area.