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Should I Accept an Insurance Company Settlement After My Personal Injury Accident?

If you have been injured in a car accident, motorcycle crash,  truck collision, or pedestrian catastrophe, the next steps to getting the care you need can be confusing, upsetting, and simply put — overwhelming.

The first thing personal injury victims must know about their case is that the negligent party’s insurance company is going to contact them immediately after the accident occurs. Catching the injured in their most vulnerable position gives them the upper hand — now and going forward.

The second thing personal injury victims should know is the insurance company is going to offer a quick, undervalued settlement immediately after the crash. They will not take the time to review their medical needs or the amount of time they will need away from work to heal. They will simply provide a number that is desperately calculated and hope the injured party agrees to it. If they do, they could be left paying for the additional care and time away from work – without a paycheck – out of pocket, which can place you in a tight financial position.

After a personal injury occurs, talk to an attorney before speaking with the insurance company, so you are never placed in a position that will harm your chances of pursuing the financial recovery you are entitled to.

The Two Types of Personal Injury Settlements in California

When negligence is a factor, accidents happen without notice and jeopardize both your health and financial livelihood.

Even though the insurance company knows you are injured, they will make an initial attempt to get you to accept a settlement before they even review your complete needs. This is typically the result of knowing their policyholder was at fault, so they are attempting to minimize their losses before you have time to contact a Stockton, California personal injury attorney.

The second type of settlement is one your personal injury attorney may negotiate on your behalf.

That requires several steps to take place first, including:

  • Agreeing to partner with a personal injury attorney who will take your case
  • Thorough investigations of the accident and the at-fault party’s negligence
  • Complete physical assessment to understand your short and long-term medical care needs
  • Understanding the full value of the sources that may be held liable for the accident when multiple parties are at fault
  • Protecting your information and rights from predatory insurance adjusters

Filing a claim against a negligent party’s insurance company requires legal precision to produce results.

At Redkey Gordon, our experienced personal injury attorneys in Stockton, California are prepared to fully evaluate your case and outline the solutions necessary to acquire a complete settlement on your behalf.

We are also prepared to file a lawsuit against the responsible parties when the settlement offer is not fair, so you and your family are never left paying for your personal injuries out of pocket.

Our clients need to know that we prepare each of our cases as though we are going to trial, so no detail is left to chance during the investigation and negotiation phases. If the insurance company fails to see the value of your claim, we will aggressively pursue them through the courts to ensure you are protected.

Contact Redkey Gordon to Learn How We Can Help Your Personal Injury Case Succeed

Our clients are informed during each step of the legal process to ensure we are making the best decisions about their future together. If you have been hurt in an accident, contact our Stockton, California personal injury attorneys at Redkey Gordon by calling (209) 267-4589 to speak with our attorneys. Whether you were already offered a check from the insurance company or if you are preparing to counter their initial offer, you will be better prepared to pursue the compensation you truly deserve by partnering with our Sutter Creek personal injury law firm today.